Hi

Just wanted to let people know that the SWCAA can now offer Employers' Liability Insurance,the cost is just £10 per person in charge of volunteers.  Strange as it may sound in some cases allotment and gardening associations may find themselves regarded in law as employers of voluntary labour. Health and Safety Executive require insurance against claims by injured workers when you are acting as if you are an employer, even if the work is voluntary and unpaid.

How likely are you to be involved?
In most cases, not at all. Where a plot holder decides to tidy up a plot, trim a hedge or overhanging branch, or mow a path and so on as stated in the tenancy agreement that is his business. Of course general health and safety rules always apply if dangerous conditions are allowed on the Field, such as narrow and overgrown, uneven paths, but that is another matter.

Our insurance is available to Friends of the SWCAA and covers for up to £10 million.  Please see the website at http://www.allotmentssouthwest.org.uk/insuranceemployer.htm
for more information